What they say on the tin is true -- you feel like a horrible person when you play the game, which is extremely cathartic.
Hell, they even did a pay what you want for a small package of Christmas themed cards and pretty sure they pulled a 70k profit from that maneuver, despite ~25% percent paying $0.
Their average credit card fee was $0.43 per transaction. Ouch!
Salaries and Wages 7,468,743
Outside Contract Services 1,791,275
Internet Hosting 1,309,591
Other Operating Expenses 1,010,273
Bank Fees 945,190
100 employees is too many? (70k per person)
* that 140k and 70k include things like healthcare and benefits too, I bet.
Have you considered many of them that are on the payroll might have other jobs and so the volume is to make up for the fact that they're not all 40+ hours full time? I think this is much more complicated than we could first expect
I thought you were quoting the accounts of Cards Against Humanity - 1mm usd on Internet hosting seemed a bit much.
For example, a visa/mastercard might be able to kick back 1~2% for cashback. American Express might be able to go 2~3%.
This is also why a lot of places don't accept Amex, the fees are higher and from the vendor's perspective they offer nothing in return.
PS - The whole credit card system is too expensive, and inefficient, but that's what happens when three or four companies run the whole game.
I still need to add the other side benefits like warranties and the like, though, where the AmEx is generally better.
I end up getting about one "small grocery trip" free per month because of that.
It was not uncommon for me to receive several thousand dollars of Home Depot and other gift cards per year.
This also makes me wonder what kind of deal Costco have... Since i doubt they bend to those things easily.