So if you and your neighbors can share power via 48VDC with no approval then you can run your own inverters to power your household stuff. There are plenty of grid-following micro-inverters that can be purchased fairly inexpensively.
Forklift batteries cost a few grand but give you many kilowatt-hours worth of energy storage. Considering that the average US house seems to use about 1kW of power on average a 40kWh battery pack would allow huge amounts of flexibility to decide when to run a generator, use solar cells, wind turbines, etc. http://www.midwestlifttrucks.com/offgrid.html
No Lead-Acid I know of actually beats out grid power in this application yet (you can about break-even, but what's the point?).
Some of the new, cheap Lithium-Ion batteries may do it, but a game-changer would be a low-cost fuel cell of some kind (rechargeable Iron-Air for example would be incredibly cheap).