I haven't tried it yet, but based on your statement:
The requirement is `or`, not `and`: you are still considered an accredited investor if your net worth exceeds 1M and you have 0 income for the past two years. You are also still considered an accredited investor if you have 0 net worth yet have income exceeding 200K/300K
The normal way a form is laid out is that it asks you how you are considered an accredited investor (circle one oval) and give the relevant information.