Why have you not been acquired by Stripe yet? This seems like a bug.
Edit: if you happen to seriously be confused by what I've written, please visit the url and ctrl/cmd f for the quote. Then, take a look at what is below. That is,
curl https://api.balancedpayments.com/v1/credits \
-d amount=10000 \
-d description="Math lesson" \
-d bank_account[name]="Johann Bernoulli" \
-d bank_account[account_number]=9900000001 \
-d bank_account[routing_number]=121000358 \
-d bank_account[type]=checking \
-u 7b7a51ccb10c11e19c0a026ba7e239a9:
You can't do that in Stripe. If you want accomplish the same effect using Stripe, however, your customers will need some kind of account which is external to your site and/or a redirect. Does that help?