> My barber went back from swish to cash because of the charges for businesses

A little too trusting believing that, no? Hairdressers are famous for cheating on their taxes, and cash is an excellent way to do it.

https://www.sverigesradio.se/artikel/hairdressers-evading-ta...

"An ongoing audit of the hairdressing industry that the Swedish Tax Agency is currently conducting shows that virtually all hairdressing companies audited by the authority are involved in some form of tax evasion [...] The most common tax avoidance discovered in the audits of around fifty hairdressing companies so far is undeclared income"