Sweden still feels very cashless in practice. My barber went back from swish to cash because of the charges for businesses but that is the only non-swish/non-card shopping I do these days and my haircut is literally the only thing I’ve paid cash for since well before covid. Even market stalls etc take swish. I never carry cash on me normally. It has made life much better. There is a small number - less in real life than on the comments on the internet to be honest - people lamenting the decline of cash but the vast vast majority completely don’t miss cash.