It is kind of on the low end of rich though.

Don't get me wrong. I would love to have that kind of money. I would retire immediately if that was in my bank account.

But we're comparing to people who have 100x that. Or nowadays apparently literal trillionaires.

Like there's rich and then there's rich

Keep in mind that the situation that the OP suggested is a sort of spherical cow. Substantially more people earn <40k per year than earn 450k per year. It is extremely unlikely to earn that kind of money over that kind of timeframe, nevermind being able to save every single cent of it

Not compared to trillionaires. How much harder do you have to work to become a trillionaire?

This is someone who managed to work in one to the highest paid jobs in the country for 50 years straight without spending a penny on food, education, travel, rent, medical bills, etc, and somehow avoid paying any taxes.

And there are people 1000 times richer.

The way to may 22m isn’t working this crazy way, it’s to invest in the stock market and try to have a larger slice of everyone else’s work.