Let’s assume you work longer and harder and smarter than 99% of people in the USA at $450k a year.

Let’s also assume you save every penny, you don’t buy a single thing, from food to shelter.

Let’s assume that inflation is zero, and you work for 50 years at this level from 20 to 70.

You will have earned $22.5 million.

Not bad. Remember this is without spending a single cent.

Now how do you think you get to a net worth of $220m? Or $2200 million? By working ten or one hundred times harder

You don’t get rich from working hard. You get rich by being rich and letting it snowball. $40k a year in an 8% return for 50 years gets you about the same.