MCP servers provide three things: tools, resources, and prompts. Of these, tools seem to be the only part implemented consistently across major clients like ChatGPT, Claude.ai, Claude Code, etc.
For prompts and resources, there doesn't seem to be a common understanding of how clients are supposed to consume them.
For example, if an MCP server exposes resources, Claude Code can discover them and consume them when needed without you explicitly asking for a specific resource. Claude.ai behaves differently. It doesn't automatically discover and consume those resources. Instead, it gives you a way to manually add an MCP resource to the prompt.
So while MCP defines tools, resources, and prompts at the protocol level, the actual user experience for resources and prompts varies quite a bit across clients.