Also normal people. It's just that, $400 isn't that big of a number. I personally consider it big, I have to convince myself very hard before I spend $100 on any ticket, but people who has less income than me will use their credit cards without a second thought.

I've been fortunate enough to work in some environments where you kinda get the gist of "how people function", and it has completely opened up my eyes. A single person who is experiencing housing stress, can buy $19 strawberry, be upset about gas prices, and also spend $400 on a concert.