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9€/m for 40GB? Yeah no, thats a terrible suggestion!

Just get yourself a Hetzner Storage Share for 4.29€/m with nextcloud managed for you and 1TB!

That is a great offer if you're only looking for a nextcloud backup. If you also need an immich instance and some jellyfin, you need another machine.

A single purpose service is always more efficient then a more generilized one