It's pretty great as long as it doesn't evolve into them no longer printing the cards and requiring use of their app, consequently on one of their approved OSes.
If they try to move in that direction, we can protest it then. Denying ourselves a useful capability now doesn't stop it from happening anyway, nor make it more likely.
If I see a tiger crotched in the bushes, is it a fallacy to gather my children and head back to the cave?
Pattern recognition is not a fallacy.
But I have no interest in winning internet arguments. You win, the cookie isn't worth it to me.