In Australia it's pretty great: my driver's license can be provided by an app on my phone and legally must be accepted if it is. So between that and NFC payment support, a phone is the only thing I need to remember to operate outside the house.
If they try to move in that direction, we can protest it then. Denying ourselves a useful capability now doesn't stop it from happening anyway, nor make it more likely.
If I see a tiger crotched in the bushes, is it a fallacy to gather my children and head back to the cave?
Pattern recognition is not a fallacy.
But I have no interest in winning internet arguments. You win, the cookie isn't worth it to me.