> have no skills that would help you after the collapse
That's not what I said. I only have 1 high-paying skill that can help me buy that optionality, and that's software engineering. I don't know of anything else high-paying that I could study quick enough, and other high-paying industries including lawyers and doctors are also predatory in different ways. I don't think the alternatives are better.
As for post-collapse skills, I think the ultimate is just being able to live off the land and move to somewhere that has the right climate and natural resources for that. Moving to another country isn't logistically straightforward, but money can help remove some of those hurdles, both in terms of residence permits and in terms of buying land and housing. So the priority is still financial. The learnings happen in parallel.
> Seems like a better use of your time
Not looking for advice on time management advice. I'm only trying to protect my family's future by building optionality. My individual decisions aren't going to change what the system is doing.