To do the first one perhaps, although how many have really explored locally in full. To have fun is all dependent on your view on life and have human to human experiences can be had any time you step outside the door. Just talk to people and be friendly.

people did all of those things just fine w/ out money. Or adequately enough, anyway.

what lifestyle do you think you need or deserve?

evolution doesn't remember those who lived well, only those who carried forth