We (the HN audience) have disposable income for that type of thing, I don’t see the issue with being a casual user of an expensive device
Ah the fallacy of thinking a collection of individuals as being a homogeneity.
What you have is a "guess".
Maybe one data point is that this forum is open to all, without any gatekeeping based on salary?
If I was the receiver of such a loan, am I just going to give myself a huge salary, or what it is that you do, here?