Doesn't seem to have incentivized cryptocurrency enthusiasts away from being in that last category for years...
That said bitcoin is still at like $80k per bitcoin though... so while it's not a good investment IMO (and I don't really mess around with crypto except for the time I got drunk and bought doge and made money), but there are people out there still using it. There's a bitcoin ATM less than a mile from my house.
Don't forget the criminals. When it comes to crypto, never forget the criminals.