You praise both “Do Not Track being legally enforceable” and “consent to pay with personal data”. Note that they are mutually exclusive.
It’s easy, let them track you and don’t clear cookies. Be clear about your consent to tracking; then you don’t see cookie banners.
Looks like there is even an extension for that: https://chromewebstore.google.com/detail/i-dont-care-about-c...
PS: Using a Chromium-based browser would be like begging to surrender what's left of the software freedom that I just described.
About my experience, I am relatively happy with the current state of affairs. I don't want websites to use my personal information without my consent. I still like cookie banners more than ads, in particular ads that follow me across websites or devices. Also note that many websites don't track their users - and these don't show cookie banners.