I get that the political system could be better, but having been to places that actually are not governed by the rule of law, I can assure you that the US is doing quite well on that front. When there is actually no rule of law, consequences include:

+ entire regions / areas where merely visiting those areas invites a highly non-trivial (think, more than 10% chance) chance of being kidnapped or murdered

+ every neighborhood and business has substantial, often military-grade private security

+ if credit exists at all, it exists outside of any formal banking structure and will have interest rates that are north of 30% APR, sometimes north of 100% APR. I've genuinely seen interest rates on credit as high as 2% *per day*, and these are rates that the local population is willing to pay for certain short term expenses (like food)

+ families that maintain good social relationships with the local police/militants/whoever-has-guns live substantially better lives than people without good social connections to the local authorities.

+ Travelers are told on repeat: "it's really not safe here for non-locals, you should stay inside and also reconsider being in this part of the world at all"

+ If the travelers are there for business reasons, they are probably assigned 24/7 armed guards (as many as 4 guards per traveler, each guard carrying full-auto weapons) by the locals, provided for free.

And while the US maybe has a neighborhood here or there which might be like this, every part of every major city in the country has more rule of law than the above.