When you get out into the real world, what will matter is how effectively you use AI. When you are done with school, you can take the "exam" using AI. The problem is that teaching is trying to teach skills that are no longer relevant and is always behind what the latest going on in the industry. Every time without fail you got interns, who after two years at stanford would learn more in the 3 months on a google internship than in those two years at stanford. They learn useless shit.

My own experience is that college is fun. You can spend the time wisely, but school stuff, is not what makes you money.

Make student loans dischargeable in bankruptcy and make colleges under write them. The problem will get solved quickly.