The harness is the router. I don't understand this.
Payment processing for tokens - sounds like the thing Stripe does.
I do like being able to try eg GLM without having to set up a new account. It’s also nice that I don’t have to top up per-model accounts. I think I have a couple accounts with $7 in API credits sitting around.
Probably not something I would do for actual business processing, where the stability is dramatically more important than tinkering with new models.