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Except for the cases of credit card fraud, I don't see what's morally wrong with it, for it to be called "fraud".

It's just reselling.

Maybe people are starting to copy Anthropic's rhetoric of "everything that inconveniences me is fraud (e.g. distillation). Everything that benefits me is legit."

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> Except for the cases of credit card fraud, I don't see what's morally wrong with it, for it to be called "fraud".

Signing up to the startup credit programs with fake startups is fraud.

In general, performing a misrepresentation to deceive another party for financial gain is fraud. So there are plenty of ways to define this as fraud

If you sign a contract on paper, I 100% agree. It's fraud.

Signing up for it on a website and checking a box that says "I agree to the terms of service", I don't think carries the same weight. But maybe that's just me.

Lying to someone to deceive them into providing you with an economic benefit that they otherwise wouldn’t is textbook fraud.

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