If you have a lot of abdominal fat then you also have visceral fat so it's just a proxy
It is what is called “skinny fat“.
It's just a particular type of abdominal fat so obviously the more abdominal fat that you can see it means you also have more of the type that can't see as well... It's not that complicated
But I'm not sure why you think you can have a lot of visceral fat without any obvious abdominal fat
Seems decent to me.