This is exactly it. I love my children more than anything, I would die for them. I do regret having children though, *at the moment*. I didn't realise just how very hard it would be. My eldest is autistic though, so for seven years we've doubted ourselves, struggling because of his extreme emotions and meltdowns. And then feeling judged by the entire world because I don't feel as the world prescribes.
Until you've lived that life, it is best not to judge. Just like I couldn't judge how I would personally react to being a parent until I became one.
Btw, my regret fluctuates, and there are periods where I would not change things at all. I hope, with time, those periods grow longer until they're the only periods.