What you’re describing is “pretext” and it’s a different thing than disparate impact.
You can find liability for pretext even when something is facially race neutral. You have to show circumstantial evidence that the race-neutral rule is being used to deliberately achieve a racist effect. Using circumstantial evidence to infer intent is pervasive in the law. Almost all criminal laws, for example, require showing intent, but obviously almost nobody ever admits their intent. It’s almost always proven indirectly.
Disparate impact is entirely different—it eliminates the requirement of “racism” altogether. Under disparate impact, there can be liability even if there is zero intent to have a racially disparate outcome. It’s like how the University of California eliminated the SAT because of disparate impact, but thousands of professors now want it back: https://www.bloomberg.com/news/articles/2026-08-06/why-a-pus...
Disparate impact has had a very negative effect by eliminating aptitude tests from the economy. As a result, employers have turned to college degree requirements to perform that sorting function. But that vastly increased the costs for ordinary people. Now you need a college degree just to be a receptionist.