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Comment by CalRobert | Hacker News Reader

Cool, good to know. When I first moved to Ireland you could get a hardware code generator too but I don’t know if that’s still a thing

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Still a thing with some of the Finnish banks, as I've recently learned. In my bank it costs ~20€ - unless you can't physically use a smartphone, in which case it's free. But you kinda have to know that it exists.

> unless you can't physically use a smartphone

Like, because of a disability, or because you don't have a smartphone? In the latter case, would it work to just go to the bank with a dumb phone?

I think it's either. With Nordea, it's seemingly based on whether you are already using the mobile ID app or not.

They also have a different "Talk Device" that is specifically meant for people with disabilities and such, which is supposedly free to get once (80€ for replacements), but the page doesn't specify who can order it.

or if you work in a highly controlled location like a prison, and aren't ale to bring in a mobile phone

Barclays use both the physical hardware code generator in the UK as well as a virtual version in the app. The Bank staff also use the same physical hardware in the branch so I guess it will stay around for a while.

I use my bank's card reader to authenticate in the hopes that it will signal a need to keep supporting it. But the vast, vast majority of people just use a banking app so I fear it's a lot cause.

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