My tinfoil hat take is that there's significant interest to keep everything digital, always-online and connected to the major providers, so it can easily be snooped by five eyes using their omnipresent backdoors.

Passkey biometrics also allow you to confirm certain person is holding the device right in this very moment, and not receiving a TOTP via walkie-talkie. Especially important for kinetic sanctions.

If you check out their Terramare group of companies those guys are still using typewriters. Unless you're US/UK millionaire I recommend to stay as analog as possible with physical password book and TOTP/yubikey.

Same with the push for "post-quantum crypto" and elliptic curves. I feel my systems get significantly more attention when using 8k RSA than any of its modern replacements. While I love wireguard the transition to ED25519 felt way too smooth..