I'd love to see the 'AI as personal tutor' approach. Even incorporating things like spaced repetition or the testing effect, or evaluating free-written responses.
A lot of potential that's currently unrealized. It takes a student to swim upstream to get there. The convenience of cognitive offloading is difficult to say no to. For evidence, I see it everywhere at work, including (at least in some cases) in my own work, for matters I don't care to invest effort in learning because it's a one-off.
The rates of AI use show it far exceeds the rate of good old-fashioned cheating, and not an equivalency between them.
So I am convinced AI will make the ~80% dumber, at least until there are excellent teaching products and changes to teaching practices that end up making that 'AI as a personal tutor' the norm. In the absence of the actual right answer -- actual people as personal tutors with qualified, well-paid teachers and right-sized classrooms -- an AI as personal tutor is extremely scalable and would allow productive 'struggle' learning.