You can already try it with T-Mobile and it’s pretty limited. Great if you need sms and there’s no other towers around. Still requires line of sight.
The new constellation will be physically closer, with much larger antennas and a much larger number of satellites with a much higher capacity per satellite. It will also use dedicated spectrum with no terrestrial interference. Coverage and speed will be improved tremendously.
Yes, the Gen3 Starlink Direct-to-Cell constellation won't replace cell towers in urban or suburban areas. But I believe it could replace them in rural areas.