Used to work with a guy who would frequently say "a comment is an apology" i.e. the comment is there because the code itself is not clear. That can be the case, but I generally find more comments better than fewer, especially if they relate the code to actual business or functional requirements and don't just restate what the code is doing.

Years ago I would often write comments first. I.e. start with describing the overall goals. Then break it down into routines and order of operations, all still in plain english. Once I was happy with that, I'd break up the comments with blocks of code. I guess this is sort of like "literate programming" though I was doing it long before I ever heard that term and I still have never read much about it. It's almost more like I was prompting myself towards the end goal. The downside of this approach is that the comments do end up more or less just explaining in english what the code is doing, so maybe aren't quite as useful to future maintainers.