That depends entirely on how you're using AI. If you're getting it to do all the hard thinking, then sure using the best model is probably always going to be better. But it's also going to be expensive.

Using cheaper models and using your skills and expertise from the pre-AI era can get you working just as fast. You've gotta be more specific about the work you need doing. It's less "vibes" based, but they're still effective.

Also, Chinese models absolutely are taking off. I used Claude and GPT at work, and then I tried using some Chinese models for personal projects. I am 100% convinced they're like 90% as good for 10% of the cost. But you've basically gotta be a good developer first and know what you want and know when it's giving you shit.