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I saw a TED talk a few days ago (sorry I can't find it now) that said that there has never been a person in the history of mankind who could build a product, manage the company and manage the money. Most people can do one thing very good, some people can do all three things poorly, but no one can do all three well. You need to find a co-founder if you want to seriously attempt a startup. This is all coming from a solo-founder.

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A single person can't do all 3 of those things, that makes perfect sense. A single person could, however, hire people to take care of some of those issues. Is that correct or just my being naive?

Yes, but you need money to hire those people. Where will you get the money? You won't get any investor money until you get a team, you won't get a team until you get money. Those other people are going to have to be co-founders.

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