Some Europeans meaning people in Germany? Most people have debit cards from our normal banks here, credit cards are generally associated with companies like Revolut or Klarna, as they push ads for getting credit cards.
I guess, I haven't really kept track, but I've observed this many times from different people.
> credit cards are generally associated with companies like Revolut
That's surprising. Revolut only offers credit cards in a couple of countries, and has only done so for a rather short period of time.