Most people thinking about predicting the future are asking for either more details which we cannot give, but the trend is good enough and nobody thinks about it.
Hell, some of the largest civilization upheavals and collapses were due to localized climate disruptions (sometimes planet wide). Volcano in place (a) erupted and the temperature dropped enough to impact growing cycles, etc
i can have a kid because i can afford it, because i have a job, and my housing situation is stable
i can take time off to recover from illness because i won't get fired for being out of office for a week
i can pay for other life infrastructure like a car or a new roof because i know my pay and job is stable and i'm not going to move
i don't need to stockpile food water and ammo because the government will be mostly benevolent and effective, and disasters will be infrequent and mitigated.
i don't need to wear a bulletproof vest to go to work because my streets are reasonably safe, and i'm not going to get drafted to fight in a war.
etc. etc. etc.
To remove the future from the equation, the current situation at least must be able to handle it nicely.