I think the disconnect between many people hearing "2C of warming" and the overall effects that will have is grossly underestimated. I kinda wish we could talk about how much raw energy that is ... even if we use American units of barrels of oil, or something.
The real conversation we should have is about money talking; a huge amount of assets are facing being stranded by insurers. Insurance doesn't really care about ideology, they care about making money, and so the fact they are losing money to climate change is pretty irrefutable evidence. Though right now politicians are just reframing this as "greedy insurance", which isn't exactly untrue.
Insurance prices risk. If risk goes up, so do prices. They will not lose (much) money (or not for long) [1], your insurance will just get a lot more expensive, maybe to the point you can no longer afford it. If the government tries to control prices, then insurers will just exit the market, or the only entrants will be severely under-capitalized, merely providing the veneer of insurance (e.g., because your mortgage lender requires it). This is already happening in Florida and Louisiana [2]. These insurers will simply go bankrupt in the event of a catastrophe, and you will be stuck with the loss.
[1] Technically, in a competitive environment, many insurance companies will operate with a (small) underwriting loss, but they make up the difference by investing the float during the time between when they collect the premiums and when they pay out on claims. They will not operate with an unbounded loss.
[2] https://www.wsj.com/finance/small-insurance-company-hurrican...
"Climate denialism: A personal guarantee to host the displaced."
"Denying the crisis? Congratulations, you've just RSVP'd to house the refugees."
So… I don’t know where that leaves us. The moment you’re aware of what’s coming to us, you shut down. It’s not a great response, but that’s a big reason why we (the people) are not talking a lot about the future of climate.
That’s my best guess. It’s a really, really shitty conversation where the few winners are those with lots of money.
The problem is that the loudest voices in the global discussion are people living in relatively cold-ish Western climates because, well, we are the rich and powerful people. And for many of us (maybe bar the Southern-most part of the US), even 10 °C increase of yearly average temperatures or even peak temperatures would still be perfectly fine.
The fact that 2 °C is probably enough to render the space of potentially billions of people uninhabitable is completely outside of the experienced reality in Western countries, we cannot relate from our lived reality to theirs.
And that kind of disconnect is prevalent among any kind of discourse in humanity. The fact that we can even do so, that right here on this website we have people worth billions of dollars (e.g. sama is Sam Altman!) debating with people that barely scrape by on their national poverty level, is a wonder that would have been unimaginable 200 years ago. Human biology, human society hasn't evolved mechanisms to keep up with our technological progress, and it breaks apart everywhere.
Do you drive to Norway for your beach holiday?
Surely they'll reconsider once potentially billions of climate refugees flood countries up north.
Also I think the impact of weather extremes is underestimated. You can reinforce buildings against stronger winds. You can move people into climate-controlled buildings. Desalinate seawater when the rains stop.
But that's impossible for the bulk of agriculture. Now imagine extreme winds, droughts and/or wildfires decimate 1 or more staple crops - worldwide, in a single season. Economic chaos, wars & famine will ensue.
Compound effects are a thing. And there's an ever-growing list of candidates.
>3°C global warming is nuclear-WW3 level.
Actually look at median temperatures in the US. Summers in Atlanta and Chicago are remarkably similar as it is.
It's wild to think that we might be only 10 years away from that line in the sand we marked. Hopefully they are wrong but I fear they are not.
I think we've been enjoying a period of slow change as the oceans have been absorbing the extra heat energy over the last few decades, but we're now reaching the point where we're exhausting that heat sink and we're about to see dramatic climate change.
You’ll be allright
Findings from 2025 -
> Over the 12-month period, 4 billion people — about 49% of the global population — experienced at least 30 days of extreme heat (hotter than 90% of temperatures observed in their local area over the 1991-2020 period). [1]
[1] https://www.climatecentral.org/report/climate-change-and-the...
Edit: In the methodology section it is not clear whether they used one average or average for the date.
https://www.thelancet.com/journals/lancet/article/PIIS0140-6...
https://ehp.niehs.nih.gov/doi/pdf/10.1289/EHP9835
https://www.nature.com/articles/s41591-022-01872-6
https://www.sciencedirect.com/science/article/pii/S001393512...
https://www.sciencedirect.com/science/article/pii/S266660652...
https://www.telegraph.co.uk/global-health/climate-and-people...
And, of course, it’s even cuter because we ignore the part where most pollution is caused by corporations refusing to adopt more sustainable ways to do business, which would be ‘too expensive’.
We have enough models showing how we could very well survive a climate catastrophe, largely with cleaner energy, better business approaches, and the rich nations eating less meat; among many other things, of course.
Drawdown goes into a lot of detail. Some of the measures are even economically positive, if not politically so.