I'm being a little facetious when I write this, but bear with me:

Let's say I have daily backups, and get 10x done each day by being reckless and risking an "rm -rf", and let's say there's a 1% chance of an "rm -rf". I break even after 2 days of being reckless even if I get unlucky and on day 2 it wipes my drive. I spend day 3 and 4 recovering, and am still 6 days ahead based on the 10x work I got done on day 1.

What if I have a 50 day streak of not hitting an "rm -rf"? Early retirement?

I guess the work on day 1 should be to build a proper sandbox and drop the chance of an "rm -rf or worse" even down to 0.001%.