"But when we look at United Health Group’s operating costs in the diagram above, they’re only 22.6% of the actual cost of medical care."

A 22% decrease and a return to providers having to consider the cost implications to their patients would be a good thing.

("Return" I know a 95 year old doctor who said he still carries some guilt from keeping a poor guy in the hospital an extra night back in 1955 days because he couldn't get some blood tests done quickly enough. $5. "We only need medical insurance because we have medical insurance" ain't too far wrong)