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Social Security such a Ponzi scheme. At least, proper reform should be elective. One can either pay in, or make it mandatory that part is invested privately.

I'll pay in probably something like $250k-$500k in, and I'll doubt I'll get even the principal amount out. If I were in charge of investing my own social security, I'd end up with millions.

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I don't think it would take many changes to fix it. Scott Galloway has some persuasive things to say about it.

Even though Republicans are always trying to kill it, it's still better than the alternative which is old people living in abject poverty. Also, public health matters like keeping people off the street shouldn't be a source of corporate profit.

Every investment is somewhat of a ponzi scheme. With stocks or real estate you also rely on the fact that the economy will function in the future and future generations will buy them back from you.

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