It doesn’t. It’s just that dereferencing a zeroed pointer reliably crashes the program (unless you specifically do funky things with mmap) but dereferencing garbage memory as a pointer could do a lot more insidious damage.
edit: removed unnecessary examples
Or it's an allocation for an arena? The zeroing might help trigger 0 derefs earlier if the overrun happens for the object that are then allocated in the arena (and not by allocating more objects than the arena can provide)