Adyen has resellers. Mollie is one example, they do have. Get Started and no lower limit. These smaller parties rely on the bank license of Adyen
Mollie B.V. is licensed and registered as an electronic money institution with the Dutch Central Bank (relationship number: F0038). Mollie UK Ltd is licensed and registered with the Financial Conduct Authority as a payment institution in the UK (FRN: 977968).
https://www.adyen.com/knowledge-hub/lightspeed-integrated-pa...