I'd say we're on the same page with all of that.
One thing I've noticed in my own behaviour is that the more tired I am, later in the day, the less rigorous I am about auditing what Opus suggests for me. This specific detail is a blind spot for many, I suspect.
The problem is always going to be the 2% of the time it does something horribly wrong on an architectural scale. You don't know when the poison pill might come.
Conclusion: if you wouldn't drive after drinking, smoking weed or staying awake too long, perhaps you shouldn't commit code generated by an LLM that is really amazing 98% of the time.