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I tried Alibaba Cloud. They have no caps. This was the reason to cancel my account there.

Deepseek has a prepaid model. (Pretty impressive, what fits into 10 Dollar)

Literally every credit card I own allows me to make a virtual card that is either single use or has a cap.

Does not matter, you still owe what you used for a service

Like which one? Most I know don’t have this feature

My business card is a Cap one spark business 2%.. get 2% cash on everything which is nice.