I think it comes from decades of fear mongering over how "dangerous" stocks and options are. If you can, instead, explain to an llm what your goals are, it can set up a simple buy-and-hold for you.

Basically what investment agents used to do in the 80s-90s where the only way to make a trade was to call someone at the broker and explain what you want.

Taking a step back, I see this as what llms are actually useful for. Empowering people to do things they might otherwise need to study and research for a few weeks to do. When ultimately, that research is just unnecessary gatekeeping.