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CATIA licenses which are the most expensive I've seen are roughly $600/month per user. Where are you seeing "thousands of dollars per seat"?

CATIA with plugins can go up to 100k a year. That’s what we currently pay

Wouldn't each plugin be a different piece of 'software'?

100k per seat? That's crazy. How do you even hire or train employees with software that expensive?

One guy retire and a college graduate goes in.

CFD might reasonably be considered part of CAD and something like ansys costs about as much as catia. Still only doubles it though.