This will not help you if a si8te storing your secret answer in plain text is hacked (most likely setup if a phone call can reset your password). Then the attacker will have your secret answer for every site you use.
Hehe do you lose your passwords quite often? Perhaps you could try remembering Them..
No I don't but just in case. The point is to have something secret that only you know and other people can't google or guess it (dob, first school, etc..)
Ill start doing that. Just in case.
I like obscure spiritual questions and answers myself.
And now that I've said this on a public forum (a little googling is all it takes to identify me) I will have to change it to something more obscure...