Haven't software engineering salaries been like 200K for almost a decade? With very little actual need in capital requirements relative to a host of industries with expensive equipment, I'd say of the class of workers most poised to start their own businesses, I'd say you guys are the best placed.

To be a bit honest, I'm a computational scientist who's never seen anything near 100K and likely never will. It's hard to imagine not having around 4 times my salary and not being able to start something myself.