No one wants an IDE, anymore. They're building a better horse.
A team could build an AI IDE in a week, this could be a race to the bottom
But, even if you want a big all-in-one editor in an Electron app, it seems obvious VS Code is the way to go (or Zed, if you you aren't committed to using an Electron app). I just can't think of anything Cursor offers that makes it worth spending extra money for it.