For how long have you been using it for it to have consumed $200? For me it sounds like a lot (still a student) but it doesn't seem to be the same for you
Then about $120 in API credits from Anthropic, xAI, openrouter, openAI, and Gemini ( $25 here and there adds up).
Best bang for my buck has been with xAI grok-4.20-beta