Then allow me to be judgemental in your stead. I've done a similar setup as the above and completely locally. I dunno how they're paying so much, but that's ridiculously overpriced.
Be judgemental all you want, but I feel like I'm paying for less friction, and also more security since my experiments also showed claude to be the least vulnerable to prompt injection attempts.
Hard to believe unless your are doing something much more complex than the things you listed