If you’re running applications as in a server that’s an entirely different discussion. I have been assuming we are talking about desktop users who are not serving anything.
E.g., if I go out and buy a 2026 Panther Lake laptop with a new WiFi 7 chip or what have you, I’m going to want a distro with the latest kernels so that I don’t have hardware issues. If I install the default Ubuntu download it’s going to almost certainly have problems.
On my desktop I use linux-cachyos-bore-lto which seems to give me a slight performance boost in compilation times compared to the regular kernel, but I've had at least one crash that I've unable to attribute to any other specific issue, so could be the kernel I suppose, I wouldn't use it on a server nonetheless.